How much life insurance do you really need? Insurance salespeople can come up with endless reasons why you should buy life policies, but there are only three sensible uses: * To replace a family”s ...

Editor's Note: The post below by E. Richard Brown, Gerald F. Kominski, and Steven P. Wallace discusses the lessons of Medicare for the new public health insurance that Congress is considering creating ...

A devastating house fire taught one financial expert a hard lesson about insurance: having a policy is not the same as being prepared. In a Forbes column, Parere Advisory founder Janet Arzt wrote that ...

Like all Americans, our best wishes are with Floridians who continue to grapple with thetragic destruction brought by Hurricane Ian. Beyond the human cost, the number of insurance claims filed ...

Abstract: Perhaps the most powerful obstacle to state-based health care innovation is a federal government seeking to impose a single national system through regulations and mandates. There is an ...

The Affordable Care Act’s (ACA) individual shared responsibility penalty was reduced to $0 in 2017, effectively repealing the individual mandate and removing a key means of reducing uninsurance. For ...

When I got renters insurance, I guessed how much I needed. After a major flood, I realized I was underinsured. I also learned the value of documenting everything, having an emergency fund, and taking ...