Considering a Roth IRA conversion before RMDs? Learn if paying taxes now to avoid them later is right for you.

Be careful if you're going to use this strategy.

For working age Americans who have stashed capital away diligently in their 401(k) plans, or other similar plans, for many years, the fact that stocks are currently trading right around all-time highs ...

I have to take RMDs this year. How do I decide if I should convert that money into an existing Roth? What needs to be considered? If so, how should it be done: at one time or in increments? I am ...

Two financial planners take on the establishment with a new view on retirement taxes Should you do Roth conversions? Stick to the math for the answer. When it comes to paying taxes, less is obviously ...

Your converted funds must stay in your Roth IRA for five years before you can withdraw them penalty-free. Roth savings give you more control over your tax bill in retirement. There are certain ...

I love helping my clients maximize their tax-free retirement income streams. Converting a traditional IRA account to a Roth IRA is a fabulous part of a proactive tax-planning strategy to reduce the ...

Don't be so focused on your portfolio balance that you miss this opportunity.

The new tax and policy law known as the “One Big Beautiful Bill” will create both opportunities and hazards for Roth conversions, said Robert S. Keebler, tax and estate partner at Keebler & Associates ...